Last updated: January 1, 2025
These Terms and Conditions ("Terms") govern your access to and use of the website goldentouchholdings.com (the "Site") operated by Golden Touch Gifts Inc ("Company," "we," "us," or "our"). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site.
By accessing, browsing, or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.
Golden Touch Gifts Inc provides business financing and lending services, including but not limited to business term loans, working capital solutions, lines of credit, equipment financing, revenue-based financing, and SBA loan assistance. The information provided on this Site is for general informational purposes and does not constitute a binding offer or guarantee of financing.
You must be at least 18 years of age to use this Site or our services. By using this Site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into binding agreements.
You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:
By opting in to receive SMS/MMS messages from Golden Touch Gifts Inc, you agree to the following:
Your consent to receive SMS/MMS messages and your opt-in data will not be shared with any third parties for their own marketing purposes.
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Golden Touch Gifts Inc or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
THE SITE AND ALL CONTENT, MATERIALS, AND SERVICES PROVIDED ON OR THROUGH THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee the accuracy, completeness, or timeliness of any information on the Site.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, GOLDEN TOUCH GIFTS INC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, REGARDLESS OF THE THEORY OF LIABILITY.
Our total liability for any claim arising from or related to the Site shall not exceed the amount you paid to us, if any, during the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless Golden Touch Gifts Inc and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
The Site may contain links to third-party websites or services that are not owned or controlled by Golden Touch Gifts Inc. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Kings County, New York.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Golden Touch Gifts Inc regarding your use of the Site and supersede all prior agreements and understandings.
If you have any questions about these Terms and Conditions, please contact us: